EPC Report to the ERPB on Instant Payments [URL:http://www.europeanpaymentscouncil.eu/index.cfm/knowledge-bank/epc-documents/epc-report-on-instant-payments-submitted-to-the-june-2015-meeting-of-the-euro-retail-payments-board/epc160-15-epc-report-to-the-erpb-on-instant-paymentspdf/]